Vehicle, Housing Loan Interest Rates and Maturity Periods

When the economic conditions in our country are taken into consideration, the use of credit is not a luxury but an essential consumption item. On the one hand, there is a group of consumers who want to collect their debts under a single item and spread them over the long term, while on the other hand, there are those who want to benefit from housing sales where attractive discounts are applied in cash payments. Regardless of what the first thing everyone cares about is interest rates on loans. As we are about to complete the first half of 2019, we have created a guide by combining current loan interest rates.

What are 2019 Loan Interest Rates?


Like many factors in the economy, credit interest rates do not have a certain stability. Even though the loan interest rates, which peaked in the last quarter of 2018, began to calm down with the new year, they still have not reached the levels before the deterioration of relations with the US. The consumer expecting a significant drop in loan interest rates after the March 31 local elections is unfortunately disappointed as of April. In the coming days, economists are divided into two categories as to how the economic course will proceed and how credit interest rates will move.

Consumer Loan Rates

Despite the interest rates, the intensity of the consumer loan does not seem to be affected much. A large part of the demand for loans used for compulsory needs consists of those who have to pay debt to different places in separate items and want to collect these debts under a single item in the long term.

Home Loan Rates

Home Loan Rates

House sales have fallen considerably compared to previous years. Housing prices are also affected by the downward trend. In addition, with this decline, attractive deals offered by the seller in cash payments make housing purchase attractive. However, a group of consumers still prefer to expect interest rates on subject loans to fall.